Friday  ::   3/26/2010

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Digital Insight, 
an Intuit company





Checking Accounts

All checking accounts are available to residents in our Community Reinvestment Act service area within Jefferson, Rock, and Walworth counties of Wisconsin.

BanClub Checking :: 50 & Better Checking :: 50 & Better Plus Checking
Regular Checking :: Econo Checking :: N.O.W. Checking
Money Market Checking :: MasterMoneyTM Debit Card :: ATM Card


BanClub Checking
Receive these great benefits:
  • No minimum balance
  • Unlimited check writing
  • Personalized checks at no cost (selected styles and designs)
  • Receive Money Orders, Cashiers Checks, and Travelers Cheques with no issue fee
  • Discounts on travel and car rentals
  • No charge for any ATM withdrawals
With one of the following three(3) Insurance options/fees:
  • $10,000 Accidental Death Insurance for a $6.50 fee per statement period
  • $20,000 Accidental Death Insurance for a $7.50 fee per statement period
  • $30,000 Family Accidental Death Insurance for $8.50 per statement period





50 & Better Checking
One account holder must be 50 or more years old.
  • $100 minimum balance required to avoid service charges
  • Interest paid monthly on daily balance
  • Personalized checks at no cost (selected styles and designs)
  • Discounts on travel and car rentals
  • $100,000 Common Carrier Accidental Death Insurance
  • No charge for ATM withdrawals
  • If balance falls below $100 a $7.00 fee per statement will be charged





50 & Better Plus Checking
  • Includes all benefits of 50 & Better Checking
  • No minimum balance
  • Purchase of Money Orders, Cashiers Checks, and Travelers Cheques at no charge
  • Discounts on eyewear and prescription drugs
  • Offers a Medical Emergency Data Card
  • 1st year free on Safe Deposit Box rental
  • Comes with $10,000 of Accidental Death Insurance and $150,000 Common Carrier Insurance
  • $5.00 fee per statement to receive all these great benefits





Regular Checking
  • $200 minimum balance required to waive service charges
  • Unlimited check writing
  • $0.40 fee per withdrawal at a non-Commercial Bank ATM regardless of balance
  • If balance falls below $200:
    • $3.50 fee per statement
    • $0.25 fee per check or debit in current statement





Econo Checking
  • No minimum balance
  • Unlimited check writing
  • $0.40 per withdrawal at any non-Commercial Bank ATM
  • $3.00 fee per statement
  • $0.25 per check or debit in current statement





N.O.W. Checking
  • Interest paid monthly on daily balance
  • $500 minimum balance to avoid service charges
  • If balance falls below $500:
    • $5.50 fee per statement
    • $0.25 per check or debit
  • $0.40 fee for each withdrawal at a non-Commercial Bank ATM regardless of balance





Money Market Checking
  • Interest paid monthly based on two (2) tiers
    • Tier 1 - daily balance under $2500
    • Tier 2 - daily balance $2500 or more
  • Minimum balance of $1000 to avoid service charges
  • If balance falls below $1000
    • $6.00 fee per statement
    • $0.25 per check or debit
  • $0.40 fee per withdrawal at non-Commercial Bank ATM regardless of balance





MasterMoneyTM Debit Card
  • Make purchases with your card wherever MasterCard is accepted.
  • Withdraw cash from your account at ATMs
  • Deducts the amount from your checking account.
  • No Annual Fee
  • $6.00 Application Fee
  • Transaction fees based on type of account and usage of card.





ATM Card
  • Accepted at ATMs and Point of Sale terminals that use the Pulse/Tyme Network
  • No Annual Fee
  • $6.00 Application Fee
  • Transaction fees vary depending on type of account and usage of card.